– What Credit Score is Needed to Buy a House One of the most important factors which determines your home loan qualifications and rate is your credit score. If you are at the beginning of the home buying process, it’s important to understand how your credit score can impact your ability to get a mortgage loan, as well as the interest rates you.
Loans No Income Proof Required No Documentation Second Mortgage, Stated Income, No Verification – Refinance with No Income Documentation Loan; How to Get a Mortgage without providing income documentation in 2019. Before the mortgage meltdown ten years ago, NINJA loans were a popular option for many people who wanted to buy a home without income documentation. A NINJA loan means no income, job or asset verification.