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Subprime lending – Wikipedia – In finance, subprime lending (also referred to as near-prime, subpar, non-prime, and second-chance lending) means making loans to people who may have difficulty maintaining the repayment schedule, sometimes reflecting setbacks, such as unemployment, divorce, medical emergencies, etc. Historically, subprime borrowers were defined as having FICO scores below 600, although "this has varied over.
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How to get a mortgage with poor or bad credit – Bankrate.com – Buying a house in today’s market can seem hopeless for people with low credit scores, but there are options available for bad credit home loans, if you know where to look. Some 34 percent of.
Mortgages | USAGov – Learn some of the basics about mortgages.. The Making Home Affordable Program offered opportunities to modify or refinance your mortgages, but as of December 30, 2016, Your qualifications to buy a HUD home depend on your credit score, ability to get a mortgage, and the amount of your cash.