A chapter 7 bankruptcy gives you the relief of a clean financial slate – but also the worry that you'll never have decent credit again. If you were eligible to file.
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Mortgage After Bankruptcy Lenders – Chapter 7 or Chapter 13 – Many assume that after filing for a bankruptcy (chapter 7 or chapter 13) that you can not get a mortgage for at least 2-3 years after it is discharged. While this is the case with most banks and mortgage companies, there are some non-prime lenders that do not have these sort of waiting periods (also known as "seasoning requirements").
Can I refinance my mortgage after a chapter 7? – Mortgagefit – hi amckean, a refinance can take your wife’s name off the loan. but the problem is that you have still not been discharged from the bankruptcy. generally, you need to wait for at least 2 years after a chapter 7 bankruptcy discharge to qualify for a loan. finding a lender, who would give you a loan while you are in bankruptcy, will be difficult, especially in this economy.
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Fixed-Rate First Mortgage – Star One – ** ARM mortgage loan rates may range from 4.525% APR to 3.899% APR during the initial fixed-rate period, which may be 3, 5, 7 or 10 years. The APR is subsequently variable, based on an index and margin, for the remainder of the 30-year term.
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Mortgage After Chapter 7 Bankruptcy – Mortgage After Chapter 7 Bankruptcy – Refinancing your mortgage is simple and easy. Learn more about refinance rates, converting to a fixed-rate loan or lowering your monthly payment.
Can you refinance after bankruptcy – answers.com – There are major differences between a chapter 13 and chapter 7 refinance but that is for your mortgage broker to be aware of. I am a loan agent in California and yes, you can refinance after.
How long after bankruptcy do you have to wait before refinancing – You can email a mortgage broker like myself to find out more. To add to the above answer, you do NOT have to wait 2 years to refinance after a chapter 7 discharge, those are for fannie mae loans.
You can refinance a mortgage after a bankruptcy but it takes time and requires special conditions from the courts.. There are two types of bankruptcy: Chapter 7 and Chapter 13. Chapter 7 is a.
Chapter 7 Bankruptcy – fA Chapter 7 bankruptcy case does. dismissed the previous case after creditors sought relief from the bankruptcy court to recover property upon which they hold liens. No individual may be a debtor.